Mortgage Rates Decline Again, Nearing a 2025 Low
The average rate on 30-year mortgages slipped to 6.27% from 6.3% last week, while 15-year rates dropped to 5.52% from 5.53%.
According to Freddie Mac, the average long-term mortgage rate declined again this week, easing to just above its lowest level this year.
- The average rate on a 30-year U.S. mortgage declined to 6.27% from 6.3% last week.
- A year ago, the rate averaged 6.44%.
- The average rate on 15-year fixed-rate mortgages dropped to 5.52% from 5.53% last week.
The latest dip brings the average rate to just above 6.26%, where it was four weeks ago after a string of declines brought down home loan borrowing costs to their lowest level since early October 2024.
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Author's summary: Mortgage rates decline again in 2025.
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