Global Cat Losses in 2025
According to Gallagher Re's Q3 2025 Natural Catastrophe and Climate Report, global cat losses are expected to remain manageable in 2025.
Despite the relatively mild catastrophe activity seen this year, the industry should continue to expect annual volatility in losses in the future.
- Global nat cat activity remained relatively mild during the third quarter of 2025.
- The abnormally low frequency of high-cost events resulted in a year well within annual catastrophe budgets for governments and the insurance industry.
- Tropical cyclone activity in the Atlantic and Pacific Oceans was quieter than expected.
- Q3 insured loss totals are estimated to be around $15 billion, the lowest total seen since 2016.
No direct quote available in the text.
Author's summary: Global cat losses are manageable in 2025.
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