Social Security earnings-test limits rise in 2026
Keep the new numbers in mind if you plan to work and collect Social Security at the same time.
www.usatoday.comThe 2026 earnings limit for Social Security reduces benefits if you work while receiving benefits while you work, for workers under full retirement age year-round, the annual limit is about $24,480, with $1 withheld for every $2 earned above this amount; for those who reach full retirement age in 2026, the limit is about $65,160, with $1 withheld for every $3 earned above that; upon hitting full retirement age, there is no earnings limit. The SSA 2026 update shows these figures and the corresponding withholdings are temporary and adjust future benefits. 2026 SSA earnings guidance changes and who's impacted include retirees who plan to work and collect benefits.