Housing Price Index (HPI), Housing by State - Barchart.com
HPI house price index, along with home mortgage rates and housing news.
www.barchart.comI can share the latest available overview of the House Price Index (HPI) based on recent public releases.
What the latest HPIs indicate
- In the United States, FHFA’s House Price Index (HPI) tracks monthly changes in prices of single-family homes with mortgages guaranteed by Fannie Mae or Freddie Mac. Recent reports show modest monthly changes, with prices fluctuating around zero to low-single-digit increases in recent months. For example, late-2025 data indicated small month-to-month movement and a year-over-year rise in the low-to-mid single digits in some periods. This pattern suggests a decelerated pace of price growth after a period of stronger gains earlier in the year. [FHFA HPI monthly release summaries from 2025; various public FHFA communications]
- UK and international HPIs have shown more pronounced regional variation in 2025, with some indices reporting modest year-over-year gains while others signaled softer or flat price movements in specific months. The UK HPI, for instance, continued to reflect monthly volatility across regions, with overall annual changes generally in a low single-digit range during mid to late 2025. [UK HPI and Nationwide data cited in 2025 analyses]
- Market observers note that mortgage rates, affordability pressures, and macroeconomic conditions influence HPI trajectories. When borrowing costs are elevated or incomes grow slowly relative to prices, price momentum tends to ease and can even plateau for stretches. Analysts and housing economists frequently discuss the potential for further relief if rates moderate and household balance sheets remain solid. [General housing market commentary based on 2025 market analyses]
Where to find precise figures and releases
- For the United States, the Federal Housing Finance Agency (FHFA) publishes the monthly HPI with two primary series: the national index and the purchase-only index, along with a breakdown by census divisions. The next monthly release typically includes data through the prior month and provides year-over-year changes. Access to these reports is via FHFA’s HPI page and their press releases. [FHFA HPI official pages]
- For the United Kingdom, Halifax, Nationwide, and UK Land Registry publish HPI-like indicators with country and regional breakdowns. These sources provide monthly changes and annual comparisons, often with commentary from chief economists. [Halifax, Nationwide, UK HPI methodology and releases]
- If you’re tracking a specific region or market (e.g., New York City metro, London, or another area), I can pull the latest regional indices and summarize their movements, including month-to-month changes and year-over-year differences. [Regional HPIs from respective sources]
Would you like me to fetch and summarize the most recent month’s numbers for:
- US FHFA HPI (national and regional), or
- UK HPI (nationals and key regions), or
- A specific city/region you care about?
I can also provide a concise table comparing YoY and MoM changes across the latest few months for the index you choose.