HMRC warns about an increase in tax refund scams
HM Revenue and Customs (HMRC) are warning that fraudsters could focus on Self Assessment taxpayers.
www.stealthbookkeeping.co.ukI can share the latest publicly reported guidance and how to check if you’re owed a refund, but I don’t have live access to HMRC systems in this chat.
Direct answer:
- HMRC continues to warn that many taxpayers may be owed refunds due to overpaid tax, miscodes, or changes in PAYE, and urges people to check their tax accounts and letters to see if a refund is due.[3][8]
- The most common triggers for refunds include incorrect tax codes, changes in employment, pension changes, and unclaimed PAYE refunds, with reported average refunds varying by year and cohort.[8][3]
- Scams around tax refunds remain a risk; HMRC cautions taxpayers to verify communications and use official channels to claim any refunds.[4]
What to do next (practical steps):
- Sign in to your HMRC personal tax account and review updates on PAYE tax codes, overpayments, and any messages about refunds. If you see a confirmed overpayment, HMRC will typically tell you the amount and how you’ll receive it (bank transfer or cheque).[2][3]
- Check the year(s) with potential overpayment (often several tax years back) and ensure your contact details and bank details are up to date to avoid delays in payment.[3]
- Be vigilant for scams: HMRC will never demand payment by gift cards or crypto, and genuine refund communications will come via official HMRC channels or letters; report suspicious messages to HMRC if encountered.[4]
Illustration (how a typical refund check looks):
- Personal account shows a listed overpayment amount, a refund method (bank transfer or cheque), and a processing date window. If you’re eligible, you’ll receive an official notification and funds accordingly.[3]
Notes and caveats:
- News items vary by region and year; some sources emphasize large potential refunds while others warn about missing out if not claimed. For precise eligibility, rely on your own HMRC account and official correspondence.[1][8]
- If you’re unsure about a message, use the official HMRC contact points or trusted tax advisers rather than responding to unsolicited outreach.[4]
If you’d like, I can help you prepare a checklist tailored to your situation (employment changes, pension status, and tax code checks) and draft questions you can ask HMRC or a tax professional. I can also guide you on where to find the refund status in your HMRC online account.