Here’s the latest on EPFO interest rate for 2025-26.
The EPFO reiterated an 8.25% interest rate for the financial year 2025-26, keeping it unchanged from the previous year. This decision was announced by the Central Board of Trustees (CBT) and is subject to government ratification before being credited to members’ accounts. [Sources across March 1, 2026 reports indicate CBT decision and subsequent finance ministry concurrence were planned before final approval.][1][2][3]
Once the Finance Ministry approves, the interest will be credited to the accounts of EPFO subscribers (numbering in the tens of millions). The rate has been held at 8.25% for two consecutive years, reflecting EPFO’s investment performance and portfolio management.[5][1]
Some reports mention that this rate is calculated monthly and credited at the end of the financial year, with inactive accounts ( dormant for 36 months) not earning interest. After government concurrence, the funds are typically credited in the following financial year.[1]
Quick context
Why this matters: 8.25% is above many other fixed-income avenues in the same period and directly affects millions of EPF account holders in India.[3][1]
Timing: The CBT meeting occurred in early March 2026, with the formalization contingent on Finance Ministry concurrence and final notification. If you’re an EPFO subscriber, expect confirmation and credit timing once the government issues the formal order.[2][5]
Would you like a brief table comparing EPFO’s 2023-24, 2024-25, and 2025-26 rates, or a summary of when credits typically appear in accounts in practice? I can also pull the most recent official notification text if you want exact quotes.[3][1]
Retirement fund body EPFO on Monday fixed the interest rate on employees' provident fund (EPF) deposits for 2025-26 at 8.25 per cent, retaining the rate for the second consecutive year, a source said.
www.ndtv.comThe Employees’ Provident Fund Organisation (EPFO) on Monday approved an interest rate of 8.25 per cent on employees’ provident fund (EPF) deposits for 2025-26, retaining the same rate for the second year in a row, according to an official statement. 📰 EPFO Approves 8.25% Interest on EPF Deposits for 2025-26, Rate Unchanged for Second Consecutive Year.
www.latestly.comEPF interest rate for FY2025-26 remains at 8.25%. Find out when the EPFO interest will be credited to subscribers’ accounts and what the latest CBT decision means for employees.
www.angelone.inAfter government ratification, the 2025–26 interest rate will be credited to the accounts of over seven crore subscribers of the Employees' Provident Fund Organisation
telanganatoday.comEmployees’ Provident Fund Organisation (EPFO) is anticipated to keep the interest rate on provident fund deposits at 8.25% for
thecsrjournal.inRead Latest India News Quickly Here The Employees’ Provident Fund Organisation (EPFO) on Monday approved an interest rate of 8.25 per cent on employees’ provident fund (EPF) deposits for 2025-26, retaining the same rate for the second year in a row, according to an official statement. 📰 EPFO Okays 8.25% Interest Rate on PF Deposits for 2025–26.
www.latestly.comOver the past decade, the interest rate on employees’ provident fund (EPF) deposits has experienced a slight decline
www.moneycontrol.comThe EPFO has confirmed an 8.25% interest rate for FY 2025-26. Beyond the returns, a new digital pilot will auto-settle claims under ₹1,000 directly to your bank account—no paperwork needed! Is your KYC updated? Read our full breakdown of the latest reforms and what they mean for your retirement.
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