Australia's top-performing superannuation growth funds delivered more than 10 per cent returns in the 2025-26 financial year, while others recorded losses. AFR, The West and Livewire Markets released lists of the leading performers. Funds with heavy equity allocations typically outpaced those tilted to property after post-budget shifts. A member who was down $139,000 reportedly faced an difficulty retiring and reported debts. AFR, The West Australian and Livewire Markets released updated fund rankings this month.
Industry watchers say the spread between growth-oriented options and defensive ones stretched sharply across the year. Multiple high-growth products topped their benchmarks, driven by a rally in shares and tech positions. Meanwhile, property-heavy choices dragged after rate concerns and softer asset values. The picture left members wondering whether to stay put or change.
People nearing retirement felt the sting most: one story centred on a member who saw balances slide by hundreds of thousands, leaving them to keep working. Financial advisers advise members to review their asset allocation and test their plan against sharp swings. Boards at several funds point to diversification as the key shelter when markets turn.
Oversight bodies continue to press for clearer disclosure on turbulence and fees, and watchers anticipate further rankings imminently. Unless conditions improve, savers with growth funds can brace for either solid gains or deep cuts in the same span.